Through two photos, Weijing Wang - Country Programme Officer for China, illustrated two important reasons why weather index-based insurance is being used as a viable alternative to traditional multi-peril crop insurance in China. The insurance agent in the field, who after every perceived yield loss, has to travel 24-7 to visit every smallholder farm and assess the actual damage caused. The farmer looking at his crops, who faces the dilemma of whether or not to invest extra money to improve production, for fear of losing his investment and more if bad weather strikes. Weather index-insurance eliminates these two risks.